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"They gathered a blanket from the laundry room, a large picnic basket from the kitchen and walked out onto the deck and then down the long steps to the sandy beach.Jenny wrapped her arm around Bob's waist as they navigated the sand dunes and marsh grass. They found a flat spot between two dunes, about twenty-five yards from the beach and laid their blanket down.Bob put the basket in the center of the blanket and opened it to retrieve a bottle of wine.Jenny stood between him and the beach, looking out at the crystal clear water and the gentle waves lapping at the shore. She looked up and down the beach and saw a few people walking and a few lying out to enjoy the sun. Otherwise, there weren't that many people around. "Where is everybody?" Jenny asked."Well, there aren't that many houses in this area and most of the land belongs to a few people."Jenny could see several houses large houses in both directions. She couldn't imagine how much a house and land cost in this stretch of the. "He told them the should put the check into an account called 'Guardianship Account', noting it needed to be joint with Mandy. "Set it up so you both need to sign for every withdrawal," adding, "Checks only. Don't get an ATM card."He continued, telling them the second account was for Custodial Expenses. "Every month write a check for $5,000 from the Guardianship Account and place that into another one called 'Custodial Expenses'. Once it's transferred, no records need to be kept, but I strongly recommend copious record keeping anyway."He noted after four checks the Guardianship Account would be empty, so close it. "Be sure to keep the bank statements and the four checks just to be on the safe side. You never know who's going to come at you."Bob, your Guardianship ends when Mandy turns 18. That day, take any remaining money out of the Custodial Expense account and close it too. It's not needed anymore. Open an account with Mandy as the primary owner, Bob can be on the account too. Put.
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