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"It happens in every case, without exception. The insurance company will offer you a quick settlement of an amount that sounds reasonable. Combined with workers' comp and your health insurance, it will seem like you will be well taken care of." The problem is, no one ever anticipates all of the long-term expenses. For instance, I understand you have chosen not to have a nurse. That means that your family is having to undergo even more stress because of something that is not your fault. As I mentioned earlier, if you should suffer serious long-term loss of function in your hands, your occupation could be jeopardized. In that tragic case, you would already have signed off on a settlement, and there would be no more compensation." Now, in your case, there is an added complication. It was your company's project and job site, but the vehicle belonged to a sub-contractor with a different insurer. Insurance companies are masters at delaying by claiming the liability belongs to the other. The cheerleaders, normally only required to perform at football games in the fall, voluntarily showed up to lead the crowd. They cajoled people to slide over closer to each other so that more people could sit down. They worked the crowd until there were no gaps to be seen at all. Heather O'Toole even went so far as to climb up into the stands and act as a traffic cop, moving people around and filling in spaces. She got a lot of laughter and no small amount of applause for her efforts as she picked her way back down to the sidelines, her golden-red ponytail swishing back and forth.And it was all very much worthwhile. Rockton Heights came into the game a little overconfident. We capitalized on that, scoring our first goal within the first ten minutes. By the final whistle, we had trounced the toughest competition we could find in our conference, beating them 6-1. I even scored a goal, only my second as a varsity player, and it was very satisfying to get that goal in the conference.
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