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"When you borrow money and use the property as security for a debt, you still own it, but the bank has a lien, meaning they have a claim which they can enforce if you don't pay the debt. That's what you would call a foreclosure and the bank could sell the property to collect what you did not pay."When you pay off the debt, the lien is released and the bank's interest goes away. If you don't pay taxes or home improvement money, it acts the same way as the bank's lien. The debt and release become documents affecting ownership."Now about your dad who died without a will, I'm sure you already know but I'll tell you a few things anyway. Because this is a community property state, a wife who already owns half, inherits one half of his interest and their children divide the remaining half. The wife would then own three—fourths and the children combined would own the remaining one—fourth. If one of the children died before the father, their other children inherit. If Marie had had a child,. For a split second, I considered letting her slide her tongue into my mouth, but this was no fantasy. It was real life and all of our friends were gathered around us. But that did not keep a shiver of arousal from running down my spine. Unfortunately, that one shiver was enough to ignite the fires of passion within me. Oh no! I mentally gasped as I realized what was happening. A powerful fantasy was growing within me and it was only a matter of seconds before it took over. Mmmmm! I moaned, a split second after the fantasy began. I immediately gave in to the arousal that coursed through my veins and pulled Nikki in for a long, passionate kiss. Our tongues danced around in each others mouths, performing a ferocious waltz of perverse love. I knew what I was doing was wrong, but this was a fantasy and I would enjoy every second of it. When our lips finally parted, I glanced around, only to discover everyone staring at us with shock-filled eyes. We stayed that way for a while before Nikki.
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